|Address:||385 County Line Rd W #200, Westerville, OH 43082, USA|
|Working:||9AM–5PM 9AM–5PM 9AM–5PM 9AM–5PM 9AM–5PM Closed Closed|
My wife and I had a master plan to sell our San Diego-area residence and use the proceeds to live mortgage-free in Columbus. Things changed once we actually started looking for homes. We became picky to the point where it increased our price range. I wanted a home with a great room and my wife wanted a yard with mature trees. Then came a finished basement; then came wood floors; then came a bathroom with a jet tub…blah, blah, blah. So we needed a mortgage. But there was one big problem: I do gig and contract work. My wife is a stay-at-home mom. For tax and mortgage purposes, I’m considered a small business. Lenders strongly prefer applicants with traditional W-2 employment. The days of bankers giving out mortgages like Oprah gave out cars are long gone. Even worse, I had only officially been in business full-time for a year. Banks require two years of business tax returns just to pre-approve a mortgage. In short, our chances at a mortgage and our dream home did not look good. But Jeff Smith made it work. After the big banks told me I needed two years of self-employed tax returns, Jeff said he could close our mortgage with my upcoming tax transcript as proof of income. And he did just that. Sure, the process was tedious and there was a lot of documentation involved (client contracts, letters of confirmation from clients, 1099s, etc.), but Jeff guided me through each step and always responded right away via text, email, or phone; he even worked a weekend to ensure I could get a pre-approval letter to make an offer on a very competitive home that had just hit the market. In the end, our offer was accepted and we now own the home. I highly recommend Jeff Smith and First Ohio Home Finance to anyone seeking a mortgage, especially those who have less than ideal circumstances. He is pleasant yet very determined in making sure you close on your home in a timely fashion.
We worked with Matt Berardi and it was very easy to do our VA loan. He made the process easy by letting us know every step of the way what we needed and we sent everything requested and closed on our forever home. Everyone we dealt with was great, courteous, and helpful. Have recommended Matt many times. Thanks for everything.
Steve was absolutely wonderful throughout the process of purchasing my home - he was very communicative not only with me, but also with my realtor which made the process very seamless. I absolutely feel like I could trust him with any loan in the future, and reach out if I had questions even after the transaction.
This is been by far the BEST experience I have ever encountered in regards to refinancing my home. The customer service by Jeff Smith was hands down top notch. From start to finish, this process was smooth, speedy and non-stressful. I highly recommend and will never use anyone else again.
We have gotten a mortgage and a refinance through First Ohio Home Finance. During both experiences where we treated great, they answered all our questions thoughtfully and the process was smooth and easy. I would, and I have, recommended them to friends.
Very professional and helpful throughout the home buying process. Always made sure I was up to speed on any changes or issues. Worked very hard to get me the best rate possible. If I ever buy another home it will be done through First Home Ohio.
Tony and his staff are wonderful and make the mortgage process very easy to navigate. I have worked with Tony on several home purchases over the years and each experience exceeds my expectations. Tony, thanks for the wonderful job you do!
My experience with First Ohio has always been seamless. They all are good at what they do. They are professional yet realistic in their interactions. If you have an opportunity to work with First Ohio, you should do so!
Excellent experience and service for the third time i have done business with First Ohio. The electronic form was addition since the last time much smoother and faster. Thank you Rich Alton
Excellent customer service, would definitely recommend. It was nice to work with a local lender - process much more efficient and personal. Lower fees by far!!!!
We have used this office for our past two home purchases. Great experience with both of our transactions. Thank you Matt and Rich for always taking care of us!
Great communication, easy and fast to get me approved. All the paperwork was completed online and within two weeks I was approved. Highly recommend them.
We have done two mortgages with First Ohio and they have been great each time. Communication is always very good and we closed quickly both times.
They were efficient and thorough. Everything happened as they said it would, when they said it would. They made refinancing very easy.
I have used First Ohio Home Finance for my personal mortgage and refer them to many others. Always a smooth transaction.
Very clear communication. Kept us in the loop with progress. Nice and flexible to work with.
Tony and his team get the job done, first class, every time.
Quick and easy mortgage and great personnel to guide you.
Excellent team to work with. They get the job done!
First Ohio Home Finance is a pleasure to work with!
Quick, easy and painless process!
Great people, easy to work with.
Fantastic to work with.
Easy and fast.