LoanMe

Category:	Loan Agency
Address:	1900 S State College Blvd #300, Anaheim, CA 92806, USA
Phone:	+1 844-956-2663
Site:	loanme.com
Rating:	3
Working:	8AM–9PM 8AM–9PM 8AM–9PM 8AM–9PM 8AM–9PM 8AM–5PM 8AM–5PM

Location

Photos 27

Reviews 29

Doug Williams

In desperate need of financial assistance, I contacted LoanMe about a loan. My agent there told me I qualified for two loans, one of which was just short of what I needed and the other was more than I needed. I went for the larger amount, sent all kinds of papers in, had my credit pulled, and then after several days was told I only qualified for the lesser amount. I was told it would be a low interest loan because of my credit score, and I committed to the people I owed that I would pay them when the money came in. Little did I know that the interest rate was astronomical! I am extremely negative about my experience with LoanMe. I would recommend to anyone to avoid doing business with this company! It is my goal to find another lender who will lend me enough to repay the loan from LoanMe before the first payment comes due!

Shalamar Wofford

So I borrowed 3100, (mind you there was a fee so I didnt get the full 3100) At the end of June, and was told my first payment would be due on August 1st. Fast forward to July 31st, which is today, I called the agency to pay off the full 3100. After waiting for a rep to pick up after 11 minutes, someone finally picked up the phone. After expressing how i would like to pay off my loan of 3100 that I agreed to borrow, I am then told I owe 3400?!?!?!!! And to top that off they told me they are still going to extract 313.00 from my account tomorrow even if I pay it off today. I was told that my interest started accumulating on July 17th, something I was NEVER informed of. I am not at all pleased with the company and will be escalating this situation.

DJ Lay

In 2016 I received a loan from loan me. Loan me approve me for the loan with a very very high interest rate at 186% interest rate, to where at the end of me paying my loan off I would had paid loan me 18,000 when I only got a loan for 2,500. At the time I needed help and had no choice. I feel if a company is going to help you they should not help you to put you in debt. I would not recommend Loan me for a loan because of the high interest rate. If a person going to have a high interest rate like the one I had they should not be approved. Interest rate should be no more than 30% like the loan that I have now with a different company it works. so beware of loan me.

kailas Lerue

All the people saying great service and very helpful, ask them about their experience in a few months. $3100 loan, 125% interest rate. This means my loan immediately turned into more that $7000. After a year I still owed more than I borrowed. Monthly payments of $351 debited from my account promptly on the 1st of every month so I was definitely never late. Exactly $9 goes to pay off loan.. The rest is solely toward interest. After a year I owed $3300. $200 MORE than I borrowed. Interest goes up $11.36/day. This is a rip off. Worse than old school loan sharks. I finally just made ONE LATE mortgage payment so I could get rid of this loan. Never again!

Daniel Roberts

Why people write a positive view for this company is beyond me. The company is a pure rip off. They say they have to check my credit (making it worse) then telling me i am approved for a loan that anyone with bad credit can get. 110% interested Rate. $3100 loan and $75 fee equates to payback of $16,000 over a small amount of time. I just got the loan and thought i should check the reviews thinking maybe i made a mistake...I ONLY WISH I WOULD HAVE DONE THAT BEFORE. You would be better off going to a credit union or bank and talking with them about it because they will be fair NOT VIOLATING. BAD COMPANY! STAY AWAY!

Rowena Legaspi

Loan Agent was extremely annoying. John Hyun Min was forcing me to pursue my application even i changed my mind already and i told him a lot of times that i dont need it anymore and i will not continue my application. He keeps on calling and calling even i deny it already and even send him an email message that i dont need it anymore. After i told him that I DONT WANT to and will not pursue it, He hangs up on me quickly no goodbye, no thanks.. What a rude customer service you guys have. Besides that loan interest is above high compare to other Loan company. BE CAREFUL IN DEALING WITH THEM

Felipe Leyva

I was amazed at the ease of getting a installment loan to be able to settle my short-term problems that were costing me too dearly. Be in what I got but I trust in paying it as soon as possible so that it does not become so onerous.

Robert Shoaf

You better pay the loan back quickly! LoanMe does not hide or deceive, they are up front with the interest rate and total repayment amount. This company can be portrayed as a predatory lender, in that their market is folks who really need money fast. If you are in need, then actually have a plan to repay the loan quickly. If you have no quick repayment plan, expect to pay way too much for your emergency. (My most recent business loan of $7,000 can be repaid over 120 months with a final repayment of nearly $66,000).

Alene Butler

Any company that says you are pre-qualified for a loan is a predator at best. HOWEVER when the APR ranges from 99.75% to 184.36% ... REALLY??!! AND to state that California loans are made pursuant to California Department of Business Oversight Finance Lenders Law License #603K061 !!!!!! There is not a word in the dictionary that could truly express how disgusting this company is ... There should be a choice of ZERO/negative stars ... shame on you

Micaela Saunders

DO NOT TAKE THEIR LOAN OFFERS because this is a massive scam. I got a "pre-qualifying offer" that will give me up to $10,600 but the interest rate STARTS at 99.75%. At that rate, I would owe them $70,000. These people are true monsters, save yourselves and your financial future. And to Loan Me, YOU SHOULD BE ASHAMED OF YOURSELVES, AND YOU CHRISTINE HEINLE, DIRECTOR OF CONSUMER UNDERWRITING, AT LOANME, INC., IF YOU EVEN EXIST.

Ana Maria Herrera

The only reason to get this loan is if you are going to be getting paid enough to pay it off in full in a month or two...Like for me I got this loan for $2600... I desperately needed to pay off some other high interest rate loan...but make the effort to pay it off as soon as you can. The reason I gave two stars is because of the easy way and fast procedures they use to lend you the money with in hours of getting approved.

Tuong Do

I recently wanted to take out a $2,600 loan for transmission repairs on my car. I was approved for the $2,600 which was great. However after reading all the terms my interest rate was 135% over the course of 48 months I would be paying back over $11,000 on a $2,600 loan. Do not borrow money from these people. They are robbing money out of your pocket. Good thing I did not take a loan out from them and never would.

Michael Thatcher

Do not trust this place!!! They will not hesitate to sue you in small claims court. I was not able to pay my loan back but I wanted to work something out with them but they would not compromise at all. I received a court order to pay my loan plus court fees very quickly and I was not even given a summons to appear in court. What a horrible company taking advantage of anyone they can.

Matt M

At 199% interest??!!! Wow, so on a $2600.00 loan (2,525.00 after loan fee) for a term of 47 months at $431.49 per month, I will have paid $20,280.03? Holy crap what a deal!!! And yes, I received this exact offer in the mail today. Stop sending me this crap. This is exactly the reason for this country being in so much debt. Just stop already. This should be a crime of stealing!

Jessica Silva

The agent that helped me, Sam Hawatmeh, was very helpful in explaining the rates and what I can do and whom I should contact if I need help or have any issues. Their staff is very helpful and answer all your questions when needed. Although the rates are high but if you pay more than they ask for monthly you should be fine. I had the money in my account the next business day.

tofercali

According to their site, my fico would qualify me for a low interest loan. So I allowed them to pull my credit (and harm my credit score), and sure enough my fico score should qualify for low interest. They eventually called and informed me I was approved... and my interest rate would be non-prime... 110% Yes... 110% interest! Absolutely steer clear of this outfit.

Sydney B. Lanex

DO NOT WORK WITH THESE PEOPLE. THEY ARE THIEVES AND PREY UPON THE DESPERATE AND IGNORANT. If you are truly in a bind, I would consider this as a all is completely lost situation. READ the contract very carefully, do not sign until you sleep on this and I would consult a friend or loved one that can be trusted to make good judgement calls.

Lindell Howard

TO whom it may concern, this is second time I have received a loan from LoanMe, both times have been very helpful, the representatives that I have been in contact wit,h was very informative and professional in their jobs, I would highly recommend their service any time, again thanks for all your help. Lindell Howard

Brooke Jolet

Please use common sense this a SHORT Term loan I Highly Recommend BEFORE you take out a loam make sure you can Pay it BACK! or else Do NOT get a loan you will be in big trouble the interest is crazy High loanme will own you will be in deep debt trapped ONLY use loanme as a quick fix U turn to payoff fast thats it!

Clinton Taylor

Was a quick and easy process - they allowed me to actually read the entire contract while I was on the phone with them. If you are looking for a quick loan - they are the ones. High interest rates but it goes quickly if you make larger payments monthly / can cut your loan term in less than half with minimal effort.

lewis thomas

WHAT A JOKE THEY HAVE FOR THREE MONTHS NOW CONSECUTIVELY TAKEN UNAUTHORIZED PAYMENTS FROM MY ACCOUNT AND I AM GOING THRU HELL TRYING TO GET MY MONEY BACK AND THEY COULD CARE LESS ABOUT THE FINANCIAL STATE THAT THEY HAVE PUT ME IN WITH THAT BS. THEY DONT HELP YOU IN ANY WAY IN THE LONG RUN THEY HURT YOU VERY BAD

Cathy Sargent

My experience, with LoanMe was great, Scott was a big help and kept me informed the whole way. You have to realize, what the loan is, for me a way to save my house, and built my credit back up. Yes the interest rate is high, worth it to me to save my house. I will use them again if necessary. Thank you LoanMe

Ransom Carr

My agent (Naisha) was very accommodating and made the process simple. When a problem arose she fought for me and got my loan approved. I will be sticking with Naisha and LoanMe for any future needs my business may incur. I highly recommend them for any business as they have a multitude of options available!

Abel Bastida

Well, I got the money easy enough, actually that entire process was very simple. I paid them back in one month but, yeah....... 99% interest was terrible. It actually hurt us a bit more than expected. I just hate their high interest. BUT, they were not a scam and they were kind and straight forward.

Jaime Alcala

I got a loan for 2,600 and before my first payment was due I was ready to pay in full... no I needed to pay and extra 300 dollars... I told them okay I will pay it but they take 5 days to process payments meaning I would still get interest charges. Do NOT get loans from these people.

dfasmilll

The only reason to get this loan is if you are going to be getting paid enough to pay it off in full in a month or two...Like for me I got this loan for 3 grand in December and going to pay it off with my taxes..The interest on this loan is crazy high and legal robbery..

Vic Karapetian

I am surprised, how flexible they were in granting loan to me. They have latest technology to help you online to process your request. Their underwriters are very flexible in their loan decisions. I recommend anyone with past credit issues to look for a loan at LoanMe.

Avram

if you know what you are getting into than they are fast and easy once you g et your first loan. its a great reliable service. interest is high but again you should know what you are ggeting into. as long as you pay it right back than you are good to go

Teddy D.

They were very quick with response. Had money within hours after signing loan papers. Rates may be high, but for working capital in a business it is OK since it will be paid off in a couple months without penalty. Would use again.