|155 Park Ave, Lyndhurst, NJ 07071
|8AM–8PM 8AM–8PM 8AM–8PM 8AM–8PM 8AM–8PM 8AM–8PM 8AM–8PM
Toni Lisa Gaglione
I am so happy we found Brightwire Loans. As first time buyers we were pulling our hair out over all the bad advice we got elsewhere. We seemed to be spinning in circles. It seemed every one in our experience was mainly focused on commission, how quickly we could get to closing and not assisting us with making the best decisions as this is the biggest purchase of our life. You hope that the professionals you hired would act as such. After being totally frustrated I turned to Google. Brightwire popped up in my area with their 5 star reviews... I was skeptical but decided to give them a call. From the first phone call I could tell the difference in their level of service. Todd and Patrik were so patient and knowledgeable answering all our questions as well as providing us with the best advice and suggestions. Night and day to the previous people we spoke with. At this point we stopped shopping because we trusted Todd and just did what he told us. If you just started shopping for your home I suggest you talk to Todd and get pre-qualified before you even find your realtor. He searches all the lenders and will find you the best option based on your situation. I cannot say thank you enough for being the best part of what was becoming a headache. I work with newly engaged couples and am going to refer Brightwire to all my clients.
Buying my first home was a daunting task, especially since I was buying a Coop and working directly with the seller rather than a real estate agent. What I really needed was someone with expertise in the field to be my ally. On one of my first phone calls with Todd from Brightwire Loans, I asked him why I should acquire my mortgage though him rather than through a large bank. He assured me that the personalized attention he would give me would prove necessary and he was 100% correct. He helped me navigate through each step of the process explaining all choices/implications to me and getting me a fantastic rate. He provided detailed checklists for me to follow as well as getting me familiarized with a program he has to electronically sign documents. Once I had my mortgage commitment on hand (in less than one month), Todd still was eager to help me complete the process and came with me to my closing at no expense. Todd went above and beyond and I would without hesitation recommend him to anyone for their mortgage needs. He was without a doubt an incredible help to me.
I was referred to Todd from a close personal friend. I was pleasantly surprised with the experience. Todd was my rock throughout the entire process. He pushed the process along and I would speak to him on an almost daily basis, and it was Todd initiating the contact. Many times he was pushing the process along, but other times it was me asking a multitude of questions and Todd answered them all diligently. I dealt with him more than anyone else and I can honestly say I would not have made it through the process without him. He fought for me in underwriting over a dispute as well and we came out victorious, showed up in person to my closing and got my loan cleared to close in 23 days of my review. I would gladly recommend Todd and Brightwire Loans for any of your needs. They are the best in the business.
I am a real estate salesperson and knew that a mortgage broker will help me tremendously to process my mortgage much smoother than going through with big banks. Yes, I have a bank account with Chase, BOA, and Wells and I tried them but they were just slow and I was transferred around. It was my first home and we did not have time to deal with big banks. We also got our first baby too so here is Todd Harrington. Todd gave us not only the best rate but closed in 14 days. 14 days is amazingly fast in our industry. Of course, he answered all my question on timely manner and showed up for the closing to explain everything I did not know. I highly recommend Todd for all my client and I am sure you will have a great experience.
Me and my wife recently purchased a home and worked with Brightwire Loans. I can not begin to explain to you how amazing this process was. Todd was up front in what he would need from us long before we even got a preapproval. This helped him know where we were at, and got us approved and took us from application to closing in 14 days total. I can not explain to anyone how difficult this was for him to do, but if you have gone through the mortgage process before, you understand. Todd managed to get us to closing in a quarter of the time that other brokers could have, and I am forever grateful for this. I would recommend Brightwire to anyone looking to purchase a new home or refinance. Truly an amazing experience.
My husband and I were very impressed by working process with Todd. He is professional, knowledgeable and responsible. As first time homebuyer, I had lots questions and needed guide. At every our questions, I received straightforward answers. Also, he advised some options which I could choose. He monitored interest rate everyday and informed me. Therefore, we had best interest rate. He explained every single details and his working style was fast, accurate and clear. After we were approved for loan, he cleared our loan for CLOSING in ONLY 19DAYS! Also, he came in person to our closing. He is sincere from beginning to end. Again, it was great experience working with him. I strongly recommend him.
Todd and Patrik were awesome to work with. I had to buy a house in a rush because my landlord needed his townhouse back, so I was unprepared for the whole process. Todd spent a lot of time discussing different loan options with me, advising me on the whole process and was VERY responsive to emails and phone calls. He got me a loan with a very good rate/terms and the whole home buying process went very smoothly. He also has a network of professionals that were also terrific to work with (pool inspector, insurance guy). I loved working with these guys and will definitely use them in the future, and would DEFINITELY recommend them to anyone who is in need of a home loan.
My wife and I got married in June of 2014. We started are home search shortly thereafter and were overwhelmed with all the choices and options that we needed to make as a first time homebuyers. We both work busy schedules which make the process even more stressful and hectic. That is why working with Todd was so GREAT! Todd made the entire process easy to understand and gave us IMMEDIATE feedback whenever we needed it! We received our closing documents well in advance of closing which made the entire process much smoother. If you are looking for someone to go above and beyond and help you every step of the way then Todd is the guy to go with!
As a first time home owner, I was really happy to discover Brightwire. Brightwire is a pleasure to work with. Todd and Patrick are extremely knowledgeable, very helpful and walked me through the whole process putting me at ease. Anytime I had a question there were right there for me without hesitation! Its a class act company that really cares about you! Im also happy to say they cleared my loan for closing in only 25 days, and Todd was at the closing and was the first one to shake my hand when I received my keys. I strongly recommend Brightwire for all your loan needs!
Brightwire Cleared My Loan for Closing in Only 13 Days! Not knowing the process (moved from VA to NJ), Todd and his team were amazing at explaining, keeping the process moving, clearing my loan in only 13 days, and being there at closing to help with any questions. I was told by my agent and attorney the timetable was not possible but Brightwire made it happen! This is how the home lending should be. I cannot recommend Brightwire enough.
Todd is absolutely a pleasure to work with. He communicated with us every step of the way during what is normally a stressful process. He has great follow through, detail oriented, and extremely knowledge about mortgage lenders, rates, and trends. We received a huge credit at closing for locking in our rate at the right time thanks to Todd. He even came to my closing! I would highly recommend Brightwire Loans.
Just like the others, my experience with Todd at Brightwire was superb. He pretty much knows all there is to know. He was very patient with my extremely difficult loan with 1 year income tax and no PMI 10% down. The payments are even less then what Chase would have been since Chase wanted to charge $420 PMI a month !! I will refinance after 20% is paid off. Thanks again!
Todd is one of the best agents I have spoken to. He knows his stuff very well and is very informative. He really genuinely puts an emphasis on customer service after only dealing with him for a few minutes I was impressed on teh levelo sincerity and knoweldge he gave. he is definitely a go to guy for going through with your home/investment loan
Todd Harrington is the best. His professionalism and knowledge of the mortgage industry puts him in a class by himself. He is direct and honest. He explained every step of the process and was always available when I had any question. I would highly recommend Todd; he was absolutely a pleasure to work with.
Todd was very helpful through out the whole experience. He kept things simple and was very straight-forward about everything which i appreciated very much. i told him i needed to close very quickly and he was able to close for me in 9 business days! i would recommend "Brightwire" to anyone.
I closed on a short sale in less than 12 days. This would have not been possible had it not been for Brightwire Loans.